Medicare sets itself apart from other health insurance policies because of its inclusiveness and affordability. Private health insurance may work very well for some, but if you are turning 65, Medicare may be the better option. This will be shown by comparing factors that would normally result in higher costs for traditional private insurance. Impact […]
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Skilled Nursing Care is a therapy or nursing service that must be done or supervised by a medical professional. This may include physical therapy, wound care, giving IV medication, bathing and hygiene, and more. While Skilled Nursing Facilities (SNF) can be located within hospital units, most of them are stand-alone or private units. These facilities
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Medicare covers most of the costs of your health care after you turn 65. However, Medicare rules can be confusing, making it easy to make costly mistakes. For instance, failing to make the right Medicare decision could end up costing you high premiums and huge out-of-pocket costs. Fortunately, you can avoid costly Medicare mistakes. With
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There are times when Medicare denies Medicare beneficiaries coverage for a service, test, or item. And as a Medicare beneficiary, you have the right to formally disagree with the Medicare decision and have them change it. This process is known as “Medicare Appeal.” Medicare permits you to file for an appeal form along with the
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When you’re looking to save on medical costs, Medicare makes it easy. No matter what the treatment setting is or what services are provided, there is always a way Medicare can help save you money. Save on Hospital Costs Medicare Part A is the plan that takes care of the expenses you run into when
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Late enrollment penalties are typically enforced either when you do not enroll during your initial enrollment period, or how long you wait to enroll after no longer being covered by a group health plan. Medicare Part A Late Enrollment Medicare Part A’s premium can be free if you receive Social Security or disability benefits and
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When it comes to choosing a Medicare plan, you have several choices. This is a good thing because everyone has different healthcare needs. Choosing the right Medicare plan for you starts with finding out what the plan offers and matching the plan with the coverage you are looking for. Moreover, you need to balance a
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If you are struggling to pay your monthly premiums for Medicare, you are not alone. Many Medicare beneficiaries need help with their monthly Medicare premiums. Those who cannot pay their Medicare premiums may be able to get help through the Medicare Savings Programs (MSPs). The Medicare Savings Programs are programs run by the state government
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Many people assume that Medicare will cover their long-term care. In reality, Medicare doesn’t offer coverage for those who need to stay in nursing homes indeterminately because they can no longer care for themselves or are disabled. Medicare also doesn’t cover adult daycare or assisted living. So, if you are planning for yourself or caring
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Can you afford your Medicare coverage? Part A hospital costs are defined by benefit periods, and you pay a deductible for each. Additional coinsurance applies for each day of hospital stays longer than 60 days. After you have paid your Part B deductible, you will pay 20 percent of the Medicare-approved amount for services, with
Do you really need a Medicare Supplement? Read More »
