When it comes to choosing a Medicare plan, you have several choices. This is a good thing because everyone has different healthcare needs. Choosing the right Medicare plan for you starts with finding out what the plan offers and matching the plan with the coverage you are looking for. Moreover, you need to balance a […]
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Medicare Part A, along with Medicare Part B, make up Original Medicare. Part A covers inpatient care, which includes skilled nursing facility care, hospital care, and home care in some cases. Before a treatment can be covered by Medicare Part B, it must be considered medically necessary, which means a physician must agree that you
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There are certain medical expenses not covered by Original Medicare, such as medical treatment received abroad or copays. That is where Medicare Supplement (Medigap) comes in – it helps cover those gaps in Original Medicare. Medigap coverage kicks in after Original Medicare pays its approved amounts. Medicare beneficiaries with Medigap plans pay monthly premiums so
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When it comes to Medicare, there are a lot of things you need to know to make an informed decision. To fully learn about this federal government health insurance program, it is essential to understand what is and isn’t covered by Medicare. In this article, we’ll discuss medical treatments and services that are not covered
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While Original Medicare covers many costs of Medicare-approved services, it doesn’t cover everything. As a result, many Medicare beneficiaries enroll in two types of Medicare plans to cover the gaps left behind by Original Medicare. The two commonly used options to replace or supplement Original Medicare are Medicare Advantage (Medicare Part C) and Medicare Supplement
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If you are struggling to pay your monthly premiums for Medicare, you are not alone. Many Medicare beneficiaries need help with their monthly Medicare premiums. Those who cannot pay their Medicare premiums may be able to get help through the Medicare Savings Programs (MSPs). The Medicare Savings Programs are programs run by the state government
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Many people assume that Medicare will cover their long-term care. In reality, Medicare doesn’t offer coverage for those who need to stay in nursing homes indeterminately because they can no longer care for themselves or are disabled. Medicare also doesn’t cover adult daycare or assisted living. So, if you are planning for yourself or caring
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There can be many benefits to Medicare Advantage plans (Medicare Part C plans). Maybe you prefer the convenience of having all your health coverage under just one plan instead of signing up in Original Medicare and registering for a stand-alone Medicare Part D prescription drug plan. Or, you may be looking for extra coverage not
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Can you afford your Medicare coverage? Part A hospital costs are defined by benefit periods, and you pay a deductible for each. Additional coinsurance applies for each day of hospital stays longer than 60 days. After you have paid your Part B deductible, you will pay 20 percent of the Medicare-approved amount for services, with
Do you really need a Medicare Supplement? Read More »
Many people are surprised to learn that Medicare is not free. For people on fixed incomes, the monthly expenses paid toward Medicare can make an impact on their budget. Just as in your previous healthcare, Medicare involves copayments, coinsurance, deductibles, and premiums. Every year, these prices go up slightly to account for inflation and rising
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