Having prescription drug coverage is a great way to save money on your prescriptions, but keep in mind that you will still have out-of-pocket costs with Medicare Part D. But, what are these out-of-pocket costs? Premiums and Deductibles Part D premiums are an out-of-pocket cost based on income, as well as the carrier and plan […]
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There are ten different Medicare Supplement plans to choose from, but only a few offer comprehensive coverage: Plans C, F, G, and N. Plan C Plan C is one of the most comprehensive supplement plans as it covers 80% of a foreign travel emergency and 100% of: Part A Coinsurance and Hospital Costs Part A
What are the most comprehensive supplement plans? Read More »
When signing up for Medicare or changing coverage, there are various enrollment periods to take note of to ensure you avoid late enrollment penalties. Cornerstone Senior Advisors knows how challenging it can be to keep track of all these enrollment periods. That’s why we have broken them down for you. Initial Enrollment Period The Initial
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Medicare can offer a broad range of coverage for healthcare services, but for some, the costs that are not covered by Medicare can be too much to pay out-of-pocket. These costs can include premiums, deductibles, coinsurance, and copayments. However, with a Medicare Savings Program, these out-of-pocket costs do not have to be of concern. QMB
What is a Medicare Savings Program? Read More »
